If you have fifty or more full-time equivalent (FTE’s) employees, you now must decide to “pay or play” when Obamacare takes effect in 2014. This section will help you understand how you can not only meet the federal requirements, but actually save money and provide quality care for your employees. The trend with health insurance continues to experience increasing premiums for the same level or reduced benefits. Salerno Health is providing a revolutionary solution for companies with our health care membership integrated with your Self Funded plan and robust network. We look forward to serving you.